Consumer Education
The National Council of Firefighter Credit Unions (NCOFCU) is dedicated to enhancing financial literacy among our members, members, particularly targeting the Millennial and Gen Z demographics (ages 18-35). We are excited to share our engaging financial education video series, designed to address their key concerns regarding earning, saving, and spending money wisely.
Here are several critical financial lessons that can significantly impact your personal finance management and long-term financial health:
Discover how staying informed and educated about financial products and market trends can empower you to make smarter financial decisions.
Explore key strategies for managing finances when starting a family, including understanding leave policies, planning for income changes, anticipating expenses, and starting a 529 plan.
Learn how to effectively create and maintain a budget to achieve financial stability without compromising your lifestyle.
Learn how to distinguish between good and bad debt and discover effective strategies to manage and eliminate high-interest debt for a path to financial independence.Explore the essentials of Individual Retirement Accounts, including types, benefits, and how to start saving for a secure retirement.
Explore the key factors that influence when to start drawing Social Security benefits, including health, financial needs, and spousal considerations, to ensure a secure retirement.
Cryptocurrency is a type of digital or virtual currency that uses cryptography for security. 
Bitcoin is a decentralized digital currency, also known as a cryptocurrency, that was created in 2009 by an anonymous individual or group using the pseudonym Satoshi Nakamoto. On behalf of over 4,500 credit unions nationwide and their over 140 million member-owners, we urge you to protect the credit union federal tax-exempt status.
Learn how to improve your credit score with these four easy steps, from auditing your credit report to communicating with credit card companies.
Discover practical strategies to effectively manage your checking account, from understanding bank policies to setting up alerts and budgeting your expenses.
Discover how compound interest can exponentially grow your savings and investments over time, and learn key strategies to maximize its potential.
Artificial Intelligence, or AI—a transformative technology that is reshaping our world. From smart assistants in our homes to complex algorithms driving innovation in healthcare and finance, 
Explore essential tips to steer clear of common pitfalls in the home-buying process, ensuring a successful and financially secure purchase.
Learn how to secure your financial future by establishing an emergency fund with our easy-to-follow steps, ensuring you're prepared for life's unexpected expenses.
Explore essential investment strategies, from stocks to bonds, and learn how to diversify your portfolio for long-term financial growth.
Discover how 401(k) plans work, their tax benefits, employer matching, and the power of compound interest to maximize your retirement savings.
Explore the crucial life events that signal it's time to consider life insurance, from starting a family to planning for retirement, ensuring financial security for your loved ones.
Discover key strategies to align financially with your partner and ensure a harmonious marriage by discussing money history, setting goals, being transparent, and updating records.
Explore the benefits and pitfalls of credit card use for young adults, with strategies to build credit and avoid debt.
Discover how understanding and improving your credit score can lead to better financial decisions and access to favorable loan terms